標題: 以財務指標分析銀行業的競爭優勢
Analysis of Competitive Advantage of Banking Industry with Financial Indicators
作者: 陳怡伶
Chen, Yi-Ling
唐瓔璋
Tang, Ying-Chan
企業管理碩士學程
關鍵字: 金融危機;銀行業;資源構型;策略族群;因素分析;集群分析;競爭優勢;Financial crisis;Banking industry;Resource configuration;Strategic group;Factor analysis;Cluster analysis;Competitive advantage
公開日期: 2009
摘要: The late 2000s financial crisis seriously damaged banking industry worldwide. Although many banks collapsed, were acquired under compulsion, or were restrained by government takeover, numerous banks survived and continued to provide financial services to customers. This paper intends to discover the resource configurations of strategic groups consisting of the banks surviving the global financial crisis and propose business strategies for them. By means of factor analysis, we extract five resource configurations from nine financial indicators as follows: customer relationship advantage, organization management ability, asset management ability, risk management ability, and liability management capacity. After that, we put cluster analysis into use to classify those banks into three strategic groups as given in the list below: default risk management reinforced cluster, profit oriented cluster, and conservative business cluster. Next, we discover that profit oriented cluster and default risk management reinforced cluster present remarkable financial performance arising from their distinguished competitive advantage.
The late 2000s financial crisis seriously damaged banking industry worldwide. Although many banks collapsed, were acquired under compulsion, or were restrained by government takeover, numerous banks survived and continued to provide financial services to customers. This paper intends to discover the resource configurations of strategic groups consisting of the banks surviving the global financial crisis and propose business strategies for them. By means of factor analysis, we extract five resource configurations from nine financial indicators as follows: customer relationship advantage, organization management ability, asset management ability, risk management ability, and liability management capacity. After that, we put cluster analysis into use to classify those banks into three strategic groups as given in the list below: default risk management reinforced cluster, profit oriented cluster, and conservative business cluster. Next, we discover that profit oriented cluster and default risk management reinforced cluster present remarkable financial performance arising from their distinguished competitive advantage.
URI: http://140.113.39.130/cdrfb3/record/nctu/#GT079788507
http://hdl.handle.net/11536/46560
Appears in Collections:Thesis