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dc.contributor.authorHwang, JJen_US
dc.contributor.authorYeh, TCen_US
dc.contributor.authorLi, JBen_US
dc.date.accessioned2014-12-08T15:40:57Z-
dc.date.available2014-12-08T15:40:57Z-
dc.date.issued2003-05-01en_US
dc.identifier.issn0920-5489en_US
dc.identifier.urihttp://dx.doi.org/10.1016/S0920-5489(02)00102-2en_US
dc.identifier.urihttp://hdl.handle.net/11536/27912-
dc.description.abstractTwo revisions of the original Secure Electronic Transaction (SET) protocol are proposed to conceal cardholders' identities in the electronic marketplace in which cardholders' trust for banks can be reduced to a minimum. Constrained by being extensions of the existing card payment networks to the Internet, most on-line credit card payment schemes in use or proposed in recent papers assume the sensitive card information could be disclosed to all the participating banks. The assumption used to work well in traditional credit card payments before. However, negative impacts such as banking scandals, closure programs due to poor management, and security problems with Internet banking are all undermining cardholders' trust in banks. The issuer is the trusted bank selected by the cardholder, but the acquirer is not. To reveal the cardholder's sensitive card information to every possible acquirer implies potential risk. Based on the need-to-know principle, the two revisions are proposed to relax the assumption mentioned above. In our solutions, the sensitive card information is well protected along the way and can be extracted only by the issuer. A cardholder needs only to select a trustworthy issuer, instead of worrying about the possible breakdowns of every involved acquirer. The cost to achieve our more. secure schemes demands only minor information modifications on the legacy system. (C) 2002 Elsevier Science B.V. All rights reserved.en_US
dc.language.isoen_USen_US
dc.subjectelectronic commerceen_US
dc.subjectprivacyen_US
dc.subjectcredit carden_US
dc.subjecton-line paymenten_US
dc.titleSecuring on-line credit card payments without disclosing privacy informationen_US
dc.typeArticleen_US
dc.identifier.doi10.1016/S0920-5489(02)00102-2en_US
dc.identifier.journalCOMPUTER STANDARDS & INTERFACESen_US
dc.citation.volume25en_US
dc.citation.issue2en_US
dc.citation.spage119en_US
dc.citation.epage129en_US
dc.contributor.department資訊管理與財務金融系 註:原資管所+財金所zh_TW
dc.contributor.departmentDepartment of Information Management and Financeen_US
dc.identifier.wosnumberWOS:000182441000005-
dc.citation.woscount4-
Appears in Collections:Articles


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